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  Discussion Questions of Stress Testing in the Modern Bank Practice

  The present article provides critical analysis of the existing practice for carrying out of stress-test in the banking sector in the country and abroad. It provides good grounds for accentuating on a number of unsolved or discussion issues, concerning: significance of the stress-tests; scope and periodicity of their implementation; identification ... The present article provides critical analysis of the existing practice for carrying out of stress-test in the banking sector in the country and abroad. It provides good grounds for accentuating on a number of unsolved or discussion issues, concerning: significance of the stress-tests; scope and periodicity of their implementation; identification of the specific risks, with potential negative effects; scenario modelling with specifying key risk parameters (factors), subject of shocking changes; performance of comparative analysis of the methods for implementing stress-tests and outlining of their advantages and disadvantages; specifics of implementation of the so-called „reverse" stress-tests, etc.

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  The Long-Term Interest Rates for Convergence Purposes as Crises Indicator for the Eurozone

  The main aim of the survey is to develop critical point of view over the Maastricht convergence criteria for the Euro zone countries and to provide arguments in favor of the acceptance of the long-term interest rate for convergence purposes as a leading, market based indicator of the economic crises. The main subject of the research is the Euro ... The main aim of the survey is to develop critical point of view over the Maastricht convergence criteria for the Euro zone countries and to provide arguments in favor of the acceptance of the long-term interest rate for convergence purposes as a leading, market based indicator of the economic crises. The main subject of the research is the Euro zone, and the main topic respectively – long-term interest rate for convergence purposes within the Euro zone as a convergence criteria with major analytical importance for the process of building reliable prognoses and crises indicators. The structure of the article is divided in two main bodies. Firstly, it is introduce wide critical overview of leading scientific surveys in the area of Maastricht convergence criteria within the crises period (2008–2012) and secondly, applying of econometric analyses of the long-term interest rate for convergence purposes within Eurozone-12 for the purposes of discovering of crises Indicators. As a result of the research it is proved that for the PIIGS group are available strong, market based evidences for forthcoming economic disturbances provided as a result of regression analyses of long-term interest rate of 10-yers debt securities for convergence purposes.

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  On Rituals of Hurting and Killing People - the Significance of Some Aggressive Ritual Practices Occurring in Cultures and Cult Movies

  Rituals are an integrated and important part of common life in societies (even the most complex ones), in fact, they are an essential part of culture as mechanism of sharing information and meaning between its members by means of words, gestures, roles and performances. What makes them different and crucial are first of all their extraordinariness ... Rituals are an integrated and important part of common life in societies (even the most complex ones), in fact, they are an essential part of culture as mechanism of sharing information and meaning between its members by means of words, gestures, roles and performances. What makes them different and crucial are first of all their extraordinariness and the enduring imprint they leave on the community consciousness. We could encounter them in different kinds and formats, woven into the texture of life and cultures, as sacred practices, games, parts of narratives (mythological and/or pop-cultural). The following pages are dedicated not especially to the nature of ritual itself but more accurately to those rituals existing across cultures and familiar texts in which human aggression and deadly violence participate as a main element. Furthermore, emphasis is put on the acts of killing or maiming other men in which efficacy goes beyond the brutal murder. The efforts and the tools devoted to the topic are interdisciplinary and probably they would not be fruitful if we examined the ritual from one perspective only. The paper takes two samples from different cultures in which we could observe violent acts not as damaging the community but as sanctioned by. In addition, ritual representations in popular movies are analyzed such as The Godfather, Pulp Fiction and The Passion of the Christ as case studies. The latter are very useful examples uncovering the characteristics and structure of the initiation and/or transformational rituals which includes use of violence and even killing(s).