Dialog

More titles

• 

  Effects of the Consumer Positioning of Life Insurance Companies in Bulgaria

  Life insurance has become a contemporary topic in specialized literature, which is attracting the interest of practitioners and scientists. The life insurance market in most EU countries has been growing over the years. Despite the growth of 600% in 2017, compared to 2003, only 3% of the Bulgarian population owns life insurance, which opposes the ... Life insurance has become a contemporary topic in specialized literature, which is attracting the interest of practitioners and scientists. The life insurance market in most EU countries has been growing over the years. Despite the growth of 600% in 2017, compared to 2003, only 3% of the Bulgarian population owns life insurance, which opposes the European trends. A Western European citizen usually spends 1,188 EUR a month on life insurance products compared to a Bulgarian, who spends an average of 33.4 BGN (about 17 EUR). In this regard, the purpose of this study is to present the effects of consumer attitudes on the demand for life insurance products and on the positioning of life insurance companies in Varna. For this purpose, data were gathered using a questionnaire survey of life insurance in Varna and it was analyzed using descriptive and deductive statistical methods. The results obtained show that the demand for life insurance products is influenced by economic, psychological and socio-demographic factors, and each of these groups has specific effects on the development of life insurance products trade.

• 

  Determinants of Stock Exchange Activity in the Conditions of the Bulgarian Fund Market

  Popular scientific and practical researches on stock exchanges usually consider price indicators, especially stock indices, which essentially reflect economic expectations. Unlike those, the present study focuses on stock market activity, measured by the direct stock exchange indicators – stock exchange volume and stock exchange turnover. We have ... Popular scientific and practical researches on stock exchanges usually consider price indicators, especially stock indices, which essentially reflect economic expectations. Unlike those, the present study focuses on stock market activity, measured by the direct stock exchange indicators – stock exchange volume and stock exchange turnover. We have selected seventeen determinants of stock exchange activity, which are initially subject to correlation analysis together with the two indicators. Relatively weak dependencies on macro factors have been found as for the natural indicator (the stock exchange volume) and slightly stronger dependencies of the price indicator (the stock exchange turnover) have been established. The subsequent causality analysis, based on the Granger model, sheds light on some of the more significant determinants of stock exchange volume and turnover at the Bulgarian Stock Exchange. In the monthly surveys, the stock exchange volume factors are inflation in Bulgaria, silver and platinum price changes and, regarding stock exchange turnover, Leonia + interest rates and quotes in addition. In the quarterly observations, the amount of household deposits appears with impact that is more significant.

• 

  Discussion Aspects in Models of Dynamic Capabilities

  This article reviews and systematizes the basic models developed in the literature for operationalizing dynamic capabilities that have a significant impact on the development and understanding of theory, as well as its application in practice. The key discussion aspects are identified and analyzed - the structure of dynamic capabilities, the role ... This article reviews and systematizes the basic models developed in the literature for operationalizing dynamic capabilities that have a significant impact on the development and understanding of theory, as well as its application in practice. The key discussion aspects are identified and analyzed - the structure of dynamic capabilities, the role of knowledge for their development, the processes of creating dynamic abilities, the impact of the external environment on their formation, development and manifestation, and the role of the manager in their creation and development.